The property crime rate in New Hampshire is just 13.94 incidents per 1,000 people, which is also more than 50% lower than the U.S. national average of 27.11. Even the public schools in state provide you with an excellent educational resource for your children. Overview of New Hampshire; . The city's proximity to the Massachusetts border means that many people commute to work in Nashua. Some people might also feel like some of the areas are a little too vanilla for their taste. In the northern part of New England, you can find property for less than $60,000. But New Hampshire isnt all sunshine and butterflies. New Hampshire is a state located in the northeastern region of the United States, known for its natural beauty, charming small towns, and outdoor recreational opportunities. The outdoor activities. One of the major advantages of living in Houston is the city's relatively low cost of living. Hanover is home to New Hampshires only ivy league school (Dartmouth) and beautiful public spaces, and Meredith is the heart of the states Lakes Region and offers some great shopping, including Mills Falls Market. . New Hampshire is the state for those people because the rate of crime is low. Theyre often aggressive, rude, and think they own the road. If you want to move here, you will have to adjust to the traffic and change your schedule, so you do not get caught in it. Hes a former bond trader who became a software engineer. Not all schools have new books for the students. There are some public schools that have been closed recently because the building has not been well kept. Need to head up north for the shopping in Freeport, Maine? You should expect to have to put in many offers before you are able to purchase your home. Many people find themselves working in industries in which they did not receive degrees or training. Harsh and long winters. 95% of the cities in the state reported 10 or fewer violent incidents for the entire year. Pros: Low-maintenance living: Patio homes are designed to be low-maintenance, which means less time and money spent on upkeep and repairs. I look around my neighbors and see more faces just like mine and think yeah, were definitely in a loop.. Highlights include North Conway, sitting at the gateway to the White Mountains, which has a eclectic general store, and and historic railroad. The worst weather takes place on one of the most beautiful and prominent mountains in the northeast: Mount Washington. This area also includes the states largest waterbody, Lake Winnipesaukee. Retiring in New Hampshire (Pros and Cons) Written by Kris Peter in Retirement New Hampshire, The Granite State, boasts of its natural beauty and scenic landscapes. The good thing about New Hampshire is the muggy humidity does not last long, just a couple of weeks. 4. I live on two acres of land covered in trees and full of wildlife. The property tax per year is less than $4,000 in Berlin. Despite the measures the state has taken to set up a task force and put interventions in place, opioids are common throughout the state. New Hampshire is considered one of the top 10 states in which to retire. The natural scenery here is abundant, with plenty of lakes, mountains, and forests to explore. The air quality in New Hampshire is what you would expect to find in the New England areas that are further away from the cities. Related Read: 10 of the Best Romantic Getaways in New Hampshire. State Farm has the cheapest renters insurance quotes in New Hampshire. There are some natural disasters that you should expect when living in New Hampshire. Winters can be challenging, but if you are an ACTIVE senior (I ski with a guy. Pro #2: Exploring New England's coastal cities. Its got some serious issues that still bother me to this day. Like all states, New Hampshire has its pros and cons. Low crime rates. High property taxes. You will not find litter or trash on the ground. If you enjoy skiing, rock climbing, camping, snowboarding, and other winter-related sports, moving to New Hampshire is right for you. Enjoy writing and spending time with my grandchildren. 18 Major Advantages and Disadvantages of the Payback Period, 20 Advantages and Disadvantages of Leasing a Car, 19 Advantages and Disadvantages of Debt Financing, 24 Key Advantages and Disadvantages of a C Corporation, 16 Biggest Advantages and Disadvantages of Mediation, 18 Advantages and Disadvantages of a Gated Community, 17 Big Advantages and Disadvantages of Focus Groups, 17 Key Advantages and Disadvantages of Corporate Bonds, 19 Major Advantages and Disadvantages of Annuities, 17 Biggest Advantages and Disadvantages of Advertising. New Hampshire is a New England state located in the northeastern United States. High property tax. It is one of only four states in the U.S. which provides this benefit, with the others being Oregon, Montana, and Delaware. There is no sales tax to worry about when living in New Hampshire. It does help that there are not many people in the state as compared to other nearby states. This also means that there are a lot of mosquitoes and ticks. You really need to lower your expectations when you come up here. The real-estate tax rate is the third-highest in the US. The tallest of these peaks is Mount Washington at 6,288 feet above sea level. The high humidity and heat only last for a couple of weeks in most seasons, but it isnt a very pleasant experience. Commuting allows you to enjoy all the advantages of a large city without having to live there. If youre not in a position to purchase a vehicle right now, then it might not be the right time to make the move. It has mountains, forests, and some water. You may not be able to find ethnic foods or interesting stores with unique finds. It is no secret that you can buy a house much more cheaply in New Hampshire than in the neighboring states. If you work in the public sector as a police officer, social worker, or a similar position, you will find that the salary offers are going to be lower than in other states as well. There is also an average of 68 inches of snowfall per year, which is great for those who love snow. Its nice to have pieces of New Englands history and just some funky finds in our own home. The Portsmouth Naval Shipyard, which is actually in Maine where it sits across the harbor, continues to anchor the community and the indirect jobs it produces. The culture, restaurants, and galleries all kind of follow the same pattern. You can also take advantage of the local shops, franchise restaurants, and other similar opportunities to earn a living when you first move to the state. There are not enough houses for everyone, which makes the competition steep. Hell, I think anything above Manchester won't have much to offer your core interests beyond the Hiking/Outdoors thing. Related Read: 7 Magical Treehouse Rentals in New Hampshire. You can get to New York City, Philadelphia, Wilmington, and Baltimore in under three hours from most parts of the state, and all of these cities have airports, trains, and other ways to travel to and from NJ. No more fumbling around with pennies although, lets face it, who does cash anymore? There are houses available along the coast ranging in price from $300,000 to $900,000. You still get to take advantage of everything that is in the city without dealing with the expenses of living there on a full-time basis. Bedford, a suburb of Manchester, gives you the balance between city and small-town life. You can reach me by phone, text or email at any time, I'm. Here you are residing in the fourth largest state by size according to the landmass. There are great higher education opportunities. It is not heavily populated, with only two major metropolitan areas. While it is necessary to own a car in New Hampshire, the cost of insurance and gas is lower than the national average, so you are able to afford a car. If you are seriously considering moving here, you need to contemplate all the pros and cons before reaching your final decision. So in case youre wondering about what its like living in this New England state, Ive put together some truthful pros and cons (all subjective, of course), direct from a real-life granite stater. Do you pay taxes on Social Security in New Hampshire? Even if there was, Im not exactly sure where you would go. You have access to the Atlantic Ocean and all of its benefits. Strong political thoughts could be good or bad for you, depending on how you feel about politics. There are more areas to view the natural scenery in New Hampshire than there are people. It's a great jumping-off spot to Maine or Boston. Cons: Traffic Can Be a Challenge. After living in Colorado for a decade, I got tired of the two seasons: winter and fire season. You are going to be dealing with high levels of traffic in the summer. To resolve this problem, many people in New England are starting home-based businesses. For every 1,000 people, there are about four violent crimes committed. Working in Boston means paying the income tax there on your income. You can learn more about our editorial policies here. New Hampshire has all the warmth and color that you find throughout all of New England, especially when you leave the city behind. Pumpkins, check. Mosquitos are the most common summer insect. The beach has white sand, and you can swim and wade in the water. There are a number of people looking for houses. If you love general stores, small towns, and quaint barns, well, youll probably love living in New Hampshire. Pros and Cons of Living in New Hampshire. There are places where you can access the ocean for swimming if that piques your interest, but the water does stay cold all year long. Id be remiss if I didnt start out my pro list with the mountains that make New Hampshire The Granite State. The White Mountains got their name from the white rocks (which are granite) that cover the states high peaks. Commuting allows a person to work in a big city but live in a small town. Live free or die is New Hampshires motto and Ive seen firsthand what that means. Over 160 people have died trying to summit this beast of a mountain, mostly due to exposure. 26+ Pros And Cons Of Living In New Hampshire (Explained) Nicknamed the 'Granite State' owing to the state's extensive granite formations and landscape, New Hampshire is one of the northernmost states of the United States of America. New England is known for its natural beauty and the color of the changing seasons, especially summer to fall. The housing prices can also be high, especially in the larger cities. However, they have better air quality than the rest of the east coast. However, you will have to cope with the extreme winters, lack of public transport, and high property taxes. There are tours of the infamous Anheuser-Busch brewery. Bring your skates and join in on the largest pond hockey tournament in New England. My top 10 living in Portsmouth pros and cons include: Amazing waterfront area Charming downtown Family-friendly No income or sales taxes Access to regional attractions High cost of living Excessive real estate taxes Taxes on investment income Limited diversity Unavoidable winter weather We will get into each of these points in a moment. While the unemployment rate is quite low in the state, there is also a prevalence of underemployment. Fortunately for many, New Hampshire is close to Boston. New Hampshire only taxes interest and dividends income. If you love skiing, then Mount Washington is the place to be. When you start living in New Hampshire, you will discover that everything feels American here. Living in New Hampshire can be a dream come true for some, but it may not be for everyone. There is no general sales tax or personal income tax in the state, making it an ideal place to live. This has led to congestion, especially during rush hour. On top of that, theres no state income tax, either. The cons are that property taxes are higher, and there is a lack of solid public transportation so if you don't drive, this may be an issue. New Hampshire also has one of the best healthcare plans, which becomes more important as you get older. 7. Lake Winnipesaukee provides 40,000 acres of recreational activities that happen all year. So many of our favorite trinkets in our home have come from some of those shopping expeditions. Find the best and worst places to live, raise a family or retire in New Hampshire. Be sure to check out the Observatorys weather forecast since Mount Washingtons main nickname is home of the worst weather in the United States., Related Read: The Best Time of Year to Visit New Hampshire. Affordable housing, access to the beach, low crime rates, and low pollution are some of the good things about living in New Hampshire. Unless you can start a profitable business with your talents and skills or work as a professional in a high-demand industry, there are not many employment opportunities waiting for you when living in New Hampshire. If youre wondering more about the taxes you will pay living in New Hampshire, well, just wait until you scroll to the con list below. Poor Infrastructure is Poor in New Hampshire: 3. Think of it more as sustenance to get you up mountains, not the place to go for Michelin cuisine. In all seriousness, though, check the weather. Updated January 10, 2023. Want to swing by in the winter? New Hampshire provides excellent schools and advanced learning opportunities. While higher education is important, not all of the school buildings are always up to code. It allows people to try something different, but it also means you will not get a job in the area for which you went to college. The city has high tax rates. If you like the idea of an independent curriculum that encourages thought and questions instead of lightly disguised propaganda, then you will enjoy what the schools in New Hampshire can provide for you and your family. DW, Portsmouth is really an Everything town. Here are the pros and cons of attending Magdalen College Pros & cons of Magdalen College of the . If you dont like being stuck in a crowd all of the time, then living here can be a refreshing change of pace. Part of the fun of making your way up the tallest mountain in the northeast is to see how many different types of weather you come across and to test your mettle against the elements. This may be a common mentality to some degree for urban East Coasters, but it could be a real shock for people moving from the US South or Midwest. This amount is 50 percent lower than many cities in the state. No state income tax on salaries and wages. I grew up in New England and thought I was as die-hard as you could get. Location 2801 Youngfield Street, Suite 320, Golden, CO. 80401 Overview. The economy. The housing market in New Hampshire is incredibly tight. (Top 10 Reasons). Autumn in New England is colorful primarily due to the regions trees. Here are some pros and cons to consider: The Good Life: Benefits of Living in New Hampshire 1. This limits the variety and the competitive pricing. The Players Ring puts on (mostly) locally-written shows, many of which are very good - tickets are about $15 - a bit more than a movie. But I also have a 3-year-old kiddo who, as much as I try to get him to love the outdoors, isnt always excited about hiking another trail. Outside of what you can find in Manchester or Portsmouth (and maybe Concord if you stretch it), there is very little to consider as nightlife outside of a visit to the local bar. Another 30% or so will go to your mortgage, and then youve got the percentage to the other state to factor in as well. If you look at them all together, it probably all balances out. by Sarah Lamagna It's a small state with a big personality, from vast unspoiled forests and soaring mountains to bright bustling cities. Limited diversity. Get yourself some lobster in Kennebunkport or some clam chowder in Portland. New Hampshire is cold and has a good amount of snow. You will find yourself spending more time outside, the kids can play in the neighborhood, and the world seems to shrink and get a bit smaller. It doesnt matter if your go-to sport is waterskiing, jet skiing, ice fishing, or even scuba diving, as you can do it all in Lake Winnipesaukee. Nashua is a small town in New Hampshire that routinely ranks as one of the most racially diverse places to live. Playing demo Pros And Cons Of Cookie Casino slots is a good way to practice and learn new games before you start playing for real money. There are almost zero gun control laws, an abundance of restrictive abortion laws, and a new law making it illegal to teach critical race theory. Many people work in Boston because they are paid higher salaries, but they commute from New Hampshire. Working in a creative field, such as marketing, is especially challenging in this state. Pros of Living in New Hampshire There are many benefits to living in this beautiful state, including outdoor living, a safe environment, and plenty of job opportunities, to mention a few. The lack of seasons. There may not be an employment opportunity in your field unless you can start your own business and make it profitable. Just like we do with minimum wage, for the most part New Hampshire defaults to the Federal regulation; we've really only got a handful of "gun laws" left in place, and in 2022 we will repeal one more -- the requirement to have a Pistol & Revolver license to carry a loaded firearm when traveling by OHRV (think ATV, UTV, snowmobile, etc). Maryville is a safe place to live in. If you enjoy having some bubble tea, eating some pad-thai, or finding a fun new cultural offering, then your best bet is to take a road trip into Boston. It is more problematic in the more rural areas than in the city. The property tax in New Hampshire is higher than in some of the surrounding states, like Maine. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Copyright 2023 ALL RIGHTS RESERVED HomeMindset.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon website (amazon.com amazon.in etc) and any other website that may be affiliated with Amazon Service LLC Associates Program. Not only can you earn more this way, but you can live much more affordably in New Hampshire. Retirement and Social Security income are totally tax-free. When traveling between New York City and Boston, you can get between the two East Coast hubs in a matter of a few hours. Even when you look up the list of the best restaurants in the state, you are going to find pizza, sandwiches, and beer strongly features. It's time to get away from your daily Zoom meetings and stress cleaning with a weekend spent glamping in New York state. Overall, it is a cheaper option to rent rather than buy in New Hampshire. There is no sales tax added for items that may seem slightly higher, perhaps making them more affordable. The city's low crime rates, robust job market, and low cost of living make moving to Concord the best choice for many families. There is not much in the way of public transportation in New Hampshire. You are not going to find any trains available for daily use when you start living in New Hampshire. We were both born here and can't imagine living anywhere else, but it IS true that you probably need to be the independent sort if you retire here. We zeroed in on New Hampshire because of the proximity to mountains and ocean as well as good schools. While that may give you a sense of American pride, it may create a diverse area. New Englanders are tough and it takes trust and time for them to accept you into their crew. If youve been saving up to put a 20% down payment in a more expensive market, you might find that living in New Hampshire could let you pay for the property in cash. High Quality of Life is in New Hampshire. These sorts of ideologies make me want to leave this state because its not how I want to raise my kid. Plus, as an added bonus, you get mud and blackfly seasons too! A policy from State Farm costs $9 per month, which is $2 per month cheaper than the state average. New Hampshire is a small state, one of the smallest in the United States. It ranks higher on the affordability index, by the annual property tax is about $3,000 which is 50% lower than most of the other cities in the state. Register now and take advantage of the EXCLUSIVE OFFER of 20 free spins for the Masked Singer slot game when you register a new account. If you own a small three-bedroom home near the University of New Hampshire, then you could pay upwards of $7,000 each year. Fortunately, antique and thrift shops dominate the states downtown areas. In the north, the state is bordered by the Canadian province of Quebec. Required fields are marked *. It's a small state (9,349 square miles) with easy access to the beautiful outdoors. You can move to New Hampshire and commute to Boston if there is a high-paying job available for you, but the average person will not want to do this because of the income tax situation. Just about 80,000 tourists are flocking to New Hampshire each year. If you are moving to New Hampshire on a limited income, then Berlin is one of the best places to live. Fast internet (mobile) Private school enrollment is high for High school level. If you are used to an area that is bustling at all hours, this may be difficult for you to get used to. Meet the state of New Hampshire. You will find the New Hampshire may not be the most diverse place to live. New England is littered with coastal cities that make it incredibly enjoyable to take in the Atlantic Ocean. Dartmouth is also located in New Hampshire. 4. Browse, borrow, and enjoy titles from the New Hampshire State Library digital collection. They have progressive thoughts and philosophies regarding social issues. One of the many reasons I love living here is how rural it feels. Seriously, public transit does not exist here. While New Hampshire is known for its rural and town life, there is a fair amount of commercial development. Plus, the median value of homes in NH is around $450,827. New Hampshire is such a diverse place. If you can manage your property taxes, which are higher than Maines, then you can typically enjoy what life has to offer in this somewhat rural state. Just remember to take your time before you decide! Being above treeline during a lightning storm is deadly. If you can manage your expenses widely, find reasonable employment, and rent instead of own property, then you can reduce your exposure to the tax structures that are in New Hampshire. Foraging is also becoming a trendy pastime and you can find all kinds of cool woods-to-table cooking and harvesting classes. No state income tax on salaries and wages. Other than those cities, all you are most likely to find is a local bar. Related Read:Top 10 East Coast Vacation Spots You Never Considered (But Should!). Personally, I recommend spending your extra cash on some rad outdoor gear to make sure you can fully experience number one on this list. 9. 5. Bad driving conditions and business closings are common during these times, but the towns are well equipped to deal with blizzards, plows on the roads at . Mountains are beautiful but demanding. The lack of sales tax is a good reason it is ideal to work in Boston and live in New Hampshire. Pros for New Hampshire: Highest household income, appox $76,000 Lowest Poverty Rates at 7.0% Its not unlike the rest of New England, though. New Hampshire has it all when it comes to landscape. It is much cheaper to establish a residency here, especially if this state with be your primary home. You will find the same charm in New Hampshire as you do in all of the other New England states when you step outside of the city environment. New England has been known for its charm and color. Housing: 110.3. Each season brings something new to the state and I fall more in love with its outdoor spaces because of it. With its rolling hills, beautiful lakes, and hiking trails winding through gorges and past waterfalls, the Finger Lakes region of New York is a stunning place to visit. The state caters to its older population and, subsequently, misses the mark in attracting a younger audience to the state. Many of the houses in the north do not have air conditioning. 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